Featured · Manufactured Spending
Our dictionary of the MS acronyms you'll run into on r/churning, from ABG and BIN to P2, VGC, and WUBP.
Aleks · May 26, 2024 · 4 min read
Manufactured Spending
Our 2023 tables of which gift card networks worked for money orders at Kroger, Safeway, and Walmart. Kroger, Safeway, and many Walmarts now refuse them.
In 2023 you could buy Stockpile gift cards with a Visa gift card, redeem them for stock, and cash out. Stockpile shut down in April 2026.
Pay a credit union "bill" with Western Union at Walgreens, using several gift cards for one $4.99 fee. Walgreens may block gift cards now, so test small.
Money orders were the classic way to cash out gift cards for about $1 each. USPS, Kroger, and Safeway now block gift cards, so read this as history.
Fund Kiva loans to entrepreneurs around the world with your credit card, earn the points, and cash out as the borrowers pay you back.
Buy up to $1,500 in Visa gift cards per Kroger self-checkout transaction, and add gum so totals vary. Amex clawed back points over $505 multiples in 2023.
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